Most homeschool families are one-income families. In many cases the family runs a small business or Dad is self-employed. Many homeschool families watch their pennies. Here are our tried and tested top 20 tips for saving money around the home:
- Make a budget.
Knowing how much you have to spend (or not) tends to constrain spending. We’ve been Quicken users since the early ’90s. That’s a whole lot of data. There are probably easier (and certainly less expensive) ways to track a budget. Just find one that works for you and stick to it! (Try a search for “budget form” on Pinterest.)
- Never buy today.
Funny how easy it is to find out how little you really needed something when you have to wait for it.
- Adjust your thermostat.
Each degree you don’t use saves an incredible amount of money each year.
- Turn off the lights.
This is another one that really adds up — even if you use energy-saving bulbs.
- Use cloth napkins instead of paper napkins.
- Use cloth towels instead of paper towels.
Our favorites are the simple white flour sack towels folded and stored in a small basket. Oh, so handy. And decorative!
- Use rags for cleaning up instead of paper towels.
Those old t-shirts, or somebody’s falling-apart apparel? Great rags!
- Use plastic storage containers instead of plastic bags to store leftovers.
- Line dry clothes.
We use the retractable pulley clothesline that can be out of the way when not in use.
- Repair damaged clothing instead of tossing it.
Having someone around who can mend — invaluable!
- Make your own bathroom cleaner.
Here’s an easy one that works for us: distilled vinegar and blue Dawn. Simple.
- Avoid eating out.
Use a monthly or weekly meal planner to schedule meals. When you know in advance what you are preparing, you’ll be less likely to fall back on takeout.
- Drink water.
What comes out of the faucet is much less expensive than other drinks. (You will want a water filter for this one.)
- Make a grocery list.
And stick to it.
- Purchase meat that is on sale.
- Buy and freeze manager specials.
- Buy generic or store brand items.
Quality does vary depending on your store.
- Avoid prepared canned foods.
Make your own beans and purchase fresh or frozen fruits and veggies. Way more product for the cost. And healthier!
- Make use of your local library.
Where books are free!
- Give homemade or service gifts.
We love giving coupon books for things we can do for someone that we know they will enjoy.
Bonus tip: Make your own coffee….